In some cases, a pending transaction could drop off automatically due to an error or fraudulent charge. The resulting signed transaction is then wrapped in a transaction wrapper which must be encoded and then submitted to this endpoint.If successful, the response will include a transaction hash that can be used to check for pending transaction status. Otherwise, the credit card representative will require that you seek a refund from the merchant and wait until the pending charge drops off.
In some cases, your own credit card company can remove the transaction while it is still in pending status.įor instance, if the merchant makes the mistake of processing a duplicate charge, a credit card company representative can sometimes remove the duplicate pending transaction immediately. The exact process and timeline varies by bank and credit card processor. The pending charge drops off before posting to the account as long as the merchant receives and processes the refund request before finalising the transaction. The merchant who processed the charge must submit a request to his merchant services provider to void the transaction. Can You Cancel It?Ī merchant can cancel or reverse the transaction to remove it, but it won't drop off immediately.
If you check your online credit card statement, you may see these transactions listed under "Pending Charges" or similar. The credit card company has accepted the new charge pending final authorisation, and the merchant's credit card service provider is in the process of finalising the transaction.
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